Savers
Take control of your financial future today
Minnesota Secure Choice is a flexible, secure, and seamless way to strengthen your financial future
Build your future with the Minnesota Secure Choice Retirement Program
Minnesota Secure Choice is a retirement savings program that puts you in control of your financial future. This is an opportunity to invest in yourself with your own retirement savings account.
Your monthly investment could potentially grow over time.
Use our retirement calculator to see what your financial future could look like.
It’s easy
Once you're added to the program, you'll be signed up automatically for payroll contributions, unless you choose to opt out.
You’re in control
Decide how much you’d like to contribute from your paycheck, after taxes are deducted.
It’s your money and account
Your account and funds stay with you through career changes without complicated rollovers.
Map your financial future
Minnesota Secure Choice offers tools and resources to help you maximize your savings in retirement and reach your financial goals.
It’s smart
Your contribution rate will automatically increase by one percent each year until it reaches 8% of your total pay (wages before taxes and other deductions), unless you choose otherwise.
About 40% of American adults have no money set aside in a retirement savings plan.¹ Start saving today.
References
1. “What Percentage of Americans Have a Retirement Savings Account?,” Gallup, 2 June 2025.
https://news.gallup.com/poll/691202/percentage-americans-retirement-savings-account.aspx